c or similar format by an insurer. 5. This section does not require an insurer to allow inspection or reproduction of material regarding which a legal privilege against disclosure has been conferred. (Added to NRS by 1979, 1041; A 1981, 712, 1458; 1985, 863; 1989, 331; 1991, 831; 1995, 2012, 2132; 1997, 579; 2001, 960) NRS 616B.024 Destruction of records. 1. Upon written approval of the Administrator, the insurer may destroy accumulated and noncurrent detail records such as payroll reports, checks, claims, and other records of similar importance for the period July 1, 1913, to January 1, 1947, if: (a) Claims from January 1, 1940, and after are first microphotographed; and (b) A brief inventory of the destroyed records is retained. 2. The insurer may dispose of or destroy any record which has been microphotographed or filmed if the procedure required by NRS 239.051 has been followed. 3. The principal records, such as the general and regular journals and the general ledgers, must be retained intact until audited and then must be microfilmed for retention until their destruction pursuant to NRS 239.051. [1:222:1953] + [2:222:1953] + [3:222:1953]—(NRS A 1981, 712, 1458; 1989, 1190)—(Substituted in revision for NRS 616.195) NRS 616B.027 Insurer to provide office in State and statewide toll-free telephone service; private carrier to provide adequate services and information to control losses and prevent accidents and occupational diseases. 1. Every insurer shall: (a) Provide an office in this State operated by the insurer or its third-party administrator in which: (1) A complete file of each claim is accessible, in accordance with the provisions of NRS 616B.021; (2) Persons authorized to act for the insurer and, if necessary, licensed pursuant to chapter 683A of NRS, may receive information related to a claim and provide the services to an employer and his employees required by chapters 616A to 617, inclusive, of NRS; and (3) An employee or his employer, upon request, is provided with information related to a claim filed by the employee or a copy or other reproduction of the information from the file for that claim, in accordance with the provisions of NRS 616B.021. (b) Provide statewide toll-free telephone service to the office maintained pursuant to paragraph (a) or accept collect calls from injured employees. 2. Each private carrier shall provide: (a) Adequate services to its insured employers in controlling losses; and (b) Adequate information on the prevention of industrial accidents and occupational diseases. (Added to NRS by 1995, 2000; A 1999, 1764; 2001, 960) NRS 616B.028 Modified program of industrial insurance for offenders in prison industry or work program. 1. Any offender confined at the state prison, while engaged in work in a prison industry or work program, whether the program is operated by an institution of the Department of Corrections, by contract with a public entity or by a private employer, is entitled to coverage under the modified program of industrial insurance established by regulations adopted by the Division if the Director of the Department of Corrections complies with the provisions of the regulations, and coverage is approved by a private carrier. 2. An offender is limited to the rights and remedies established by the provisions of the modified program of industrial insurance established by regulations adopted by the Division. The offender is not entitled to any rights and remedies established by the provisions of chapters 616A to 617, inclusive, of NRS. 3. The Division shall, in cooperation with the Department of Corrections and the Risk Management Division of the Department of Administration, adopt regulations setting forth a modified program of industrial insurance to provide offenders with industrial insurance against personal injuries arising out of and in the course of their work in a prison industry or work program. (Added to NRS by 1989, 733; A 1995, 1872; 1999, 1717, 1767; 2001 Special Session, 246) NRS 616B.029 Modified program of industrial insurance for offenders engaged in work program directed by Administrator of county or city jail or other local detention facility. 1. Any offender confined in a county jail, city jail or other local detention facility, while engaged in work in a work program directed by the Administrator of the jail or other detention facility, whether the work program is operated by contract with a public entity or by a private employer, may receive coverage under the modified program of industrial insurance established by regulations adopted by the Division if the Administrator of the jail or other detention facility complies with the provisions of the regulations and coverage is approved by a private carrier. 2. An offender is limited to the rights and remedies established by the provisions of the modified program of industrial insurance established by regulations adopted by the Division. The offender is not entitled to any rights and remedies established by the provisions of chapters 616A to 617, inclusive, of NRS. 3. The Division, in cooperation with the various administrators of jails and other detention facilities, shall adopt regulations setting forth a modified program of industrial insurance to provide offenders with industrial insurance against personal injuries arising out of and in the course of their work in a work program. 4. As used in this section, “administrator of the jail or other detention facility” means the sheriff of a county jail, chief of police of a city jail or director of a local detention facility. (Added to NRS by 1997, 3347; A 1999, 1717)—(Substituted in revision for NRS 616B.186) NRS 616B.030 Policy of insurance: Required provisions in policies of private carriers; regulations of Commissioner concerning basic policy used by private carriers. 1. Every policy of insurance issued by a private carrier: (a) Must be in writing; (b) Must contain the insuring agreements and exclusions; (c) Is subject to chapters 616A to 617, inclusive, of NRS and regulations adopted pursuant to those chapters; and (d) If it contains a provision inconsistent with this chapter or chapter 616A, 616C, 616D or 617 of NRS, shall be deemed to be reformed to conform with that chapter. 2. The Commissioner shall, by regulation, prescribe the basic policy to be used by private carriers. (Added to NRS by 1995, 2001; A 1999, 1764) NRS 616B.031 Policy of insurance: Coverage of all employees of employer; coverage of employees under consolidated insurance program. 1. Except as otherwise provided in subsection 2, an insurer shall not issue a policy of industrial insurance to an employer that does not cover each employee of that employer who satisfies the definition of employee set forth in NRS 616A.105 to 616A.225, inclusive. 2. If the employer is a contractor or subcontractor who is engaged in the construction of a project that is covered by a consolidated insurance program established pursuant to NRS 616B.710 to 616B.737, inclusive, an insurer may issue a policy of industrial insurance to that employer which does not cover an employee who: (a) Is assigned to participate in the construction of the project that is covered by the consolidated insurance program; and (b) Works exclusively at the site of the construction project that is covered by the consolidated insurance program. (Added to NRS by 1999, 1715; A 2001, 2448) NRS 616B.032 Policy of insurance: Coverage for domestic worker as part of homeowner’s policy of insurance. 1. A private carrier may provide industrial insurance, as a part of a homeowner’s policy of insurance, to a person who employs a domestic worker for the term of that worker’s employment. Upon providing suc

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